Robert D. Hawkins Robert began his banking career at Compass Bank (now BBVA) as a management trainee in 1978. After completing the training program, he was assigned to a branch location as an assistant branch manager and a small business lender. In May 1981, Robert joined the Federal Reserve Bank of Atlanta as an assistant bank examiner. He received his "Commission" in 1985 and was promoted to senior examiner in 1991. In the latter role, Robert led supervisory events at the District's largest and most complex banking organizations. On three occasions, he was chosen by the senior officer group to participate in the "Shared National Credit Program" which is a joint, interagency initiative that was created to evaluate and assign the appropriate risk ratings to credits, $20 million and above, shared by two or more financial institutions.
In the spring of 1994, Robert joined a community banking organization as the senior credit officer. In the role, he chaired the officers' loan committee, enforced lenders compliance with the bank's credit policy, managed special assets, and collection and recovery efforts. Robert returned to the Reserve Bank in the summer of 1998. In 2001, he was promoted to Director of Examinations and formed the Community Bank Risk Team. In 2004, Robert was promoted to Assistant Vice President in Community Bank Supervision. In this role, he supervised three examination teams, 25 banks and a myriad of bank-holding companies. Robert served as an instructor for the Federal Reserve Board of Governors' Credit Risk Analysis School and he was a frequent panelist and speaker at forums hosted and sponsored by the Community Bankers Association of Georgia.