Advanced Financial Statement Analysis - Liquidity, Activity, Leverage, Operating Performance, Cash Flow, Z-Score and Case Studies

Duration: 90 Minutes
This training program will explore the vital world of advanced financial statement analysis. This session will include a review of the four financial statements and a five-step analysis model including liquidity, activity, leverage, operating performance, and cash flow. It will also review the Z-score (bankruptcy predictor) and the sustainable growth models. The webinar is a must for all commercial lenders and credit administrators.
Financial Statement Analysis
Instructor: David Osburn
Product ID: 509104
Objectives of the Presentation
  • An introduction to a five-part financial statement analysis model which will include:
    • Liquidity: How to determine the true cash position of a company by eliminating certain current asset accounts from the working capital, current ratio and quick ratio calculations
    • Activity: How to correctly interpret a company's accounts receivable, accounts payable, and inventory turnover. The turnover calculations will then be used to determine a company's cash conversion cycle
    • Leverage: How to calculate the debt versus equity position of a business and adjust the calculation through the use of a subordination agreement
    • Operating Performance: How to gauge a company's true profitability and the difference between accrual versus cash basis income statements
    • Cash Flow: Calculate, interpret and apply cash flow models including traditional EBITDA, fixed-charge coverage, free cash flow (FCF), cash basis cash flow and uniform credit analysis cash flow (UCA)
  • A review of related topics of the Z-score (bankruptcy predictor) and the sustainable growth models
  • Case studies to illustrate the five-part analysis model and the correct interpretation of the financial statements
Why Should you Attend
This webinar will demonstrate a comprehensive approach to financial statement analysis. The session will begin with analyzing the four financial statements - income statement, statement of retained earnings, balance sheet, and statement of cash flows. This will include revenue and expense recognition, FIFO, LIFO and average inventory costing models, operating expenses (repairs) versus improvements, depreciation including straight-line, units-of-production and double-declining balance, amortization and depletion.

The webinar will also explore accounts receivable assessment, allowance for doubtful accounts, intangible assets, accounts payable assessment, capital and operating leases and analysis of the equity section of the balance sheet including partners' capital accounts, common and preferred stock, treasury stock, stock splits and retained earnings.

Additionally, the types or levels of financial statements will be highlighted including company-prepared, compiled, reviewed and audited. The audited financial statements will include unqualified, qualified, adverse and disclaimer.

Who will Benefit
  • Commercial Lenders
  • Credit Analysts
  • Relationship Managers
  • Business Owners
  • Compliance Managers and Officers
  • Risk Managers and Officers
  • Controllers
  • Presidents / Vice Presidents
  • Managers / Supervisors
  • Sales Representatives
  • Marketing Personnel
  • Retail Businesses Owners
  • Maintenance and Security Employees
  • Stock Room Personnel
  • Business Vendors
$300
Recorded Session for one participant
Get life time access with download option!
Book this course
Pay Now
  $450.00 Training CD
Free shipment within 4 Working Days of placing the order. Get life time access for unlimited participants.
  $550.00 Training USB Flash Drive
Free shipment within 4 Working Days of placing the order. Get life time access for unlimited participants.
For multiple location please contact our customer care team +1-510-857-5896.
How it works
Live Session - How it works
  • Login to onlinecompliancepanel with your registered username and password https://www.onlinecompliancepanel.com/login
  • The webinar joining link, username and password for joining the webinar will be updated on your OCP Account 24 hours prior to the webinar
  • Presentation handouts in Downloadable PDF format will be updated on your OCP Account 24 hours prior to the live session
  • Login to the audio conference on the scheduled date and time
  • Get answers to your queries through interactive Q&A sessions via chat at the end of the session
  • Download the Certificate of Attendance and Purchase Invoice from your OCP Account 24 hours after the completion of the session
  • Please let us know your thoughts and views at the end of the webinar, your valuable feedback will help us improve
Recorded Session - How it works
  • Login to onlinecompliancepanel with your registered username and password https://www.onlinecompliancepanel.com/login
  • Upon purchase of the recorded session a link will be updated on your OCP Account within 24 hours
  • Please click on the link to access the Recorded Session
  • Presentation handouts in downloadable PDF format will be updated on your OCP Account within 24 hours of the purchase of the product
  • Download the Certificate of Attendance and Purchase Invoice from your OCP Account after 48 hours of the product Purchase
  • Please share your valuable Feedback at the end of the session
Instructor Profile:
David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches forCPAs, bankers, attorneys, credit managers, and business owners on topics such asBanking/Finance/Credit, Negotiation Skills, Marketing,and Management Issues.

Mr. Osburn’sContract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors.

His extensive professional background of over 30 years includes 17 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. His bankingcredentials include loan underwriting, loan "work-out", management, and business development.

Mr. Osburn has been an adjunct college professor for over 30 years including Nevada State College and College of Southern Nevada. He holds an MBA from Utah State University, a BS in Finance from Brigham Young University, and is a graduate of the ABA National Commercial Lending School held at the University of Oklahoma.

Additionally, Mr. Osburn holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM).
View More